This holiday season do yourself a favor and focus on what matters most. Time with family far away from the crowds at Costco are what I enjoy. Sure you can buy your Christmas cookies but why not spend time with the kids baking them instead! Tip #1: Cook for Yourself Eating out is expensive and

• By: #MlnarikLaw
• Seasonality
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Celebrating the end of one year and the beginning of the next is a blast! I enjoy celebrating everything that has been accomplished and look forward to what lies ahead. This year, the top 10 New Year’s resolutions look to be the same as in previous years and I cannot help but ponder a hypothesis.

• By: #MlnarikLaw
• Seasonality
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