Groundhog Day AGAIN? Why, it seems like the last one was just yesterday … Of course, I’m referring to the classic Bill Murray romantic comedy “Groundhog Day.” Bill plays a TV weatherman reporter covering the groundhog Punxsutawney Phil’s annual moment in the sun (or the shade). The “next” day, the hapless reporter discovers that every
Read MoreI love celebrating Lunar New Year as a child. There is no other holiday I know of that allows a child to make a whopping $200 in a matter of hours (well… depending on how hard one works). By “working,” I mean staking out the married relatives, then slowly moving toward them without being too obvious;
Read MoreHave you ever wondered about how homeowners associations processes foreclosures? A homeowners association (HOA) is a private self-governing organizations formed in communities where homeowners collectively pay fees to maintain the unit/s or neighborhood. Typically run by an elected board of directors, HOAs are often formed either for a building with multiple owner-occupancies or by a
Read MoreThis holiday season do yourself a favor and focus on what matters most. Time with family far away from the crowds at Costco are what I enjoy. Sure you can buy your Christmas cookies but why not spend time with the kids baking them instead! Tip #1: Cook for Yourself Eating out is expensive and
Read MoreCelebrating the end of one year and the beginning of the next is a blast! I enjoy celebrating everything that has been accomplished and look forward to what lies ahead. This year, the top 10 New Year’s resolutions look to be the same as in previous years and I cannot help but ponder a hypothesis.
Read MoreCredit cards, debit cards and payday loans are all things we avoid, but many people are caught in a cycle that they just cannot escape. Frontline’s “The Card Game” aired on PBS and is an eye-opening look into how the market continues to capitalize on people least able to afford it. The Federal Reserve Bank
Read MoreGiving thanks may become more difficult than it has been in recent years for many Americans. Insight into the buzz word “Hyperinflation” is at an all-time high I am reminded of something my economics professor would repeat in class again and again, “Inflation is taxation”. As the government money begins to run out, the problems
Read MoreA prenuptial agreement is a written contract created by two people before they are married. At Mlnarik Law Group, we wanted to take this opportunity to explain five practical reasons to get a prenuptial agreement. 1) Limit Personal Liability from a Spouse’s Business Just about any business activity entails a certain amount of liability. That
Read MoreThe fear of bankruptcy and financial crisis can be overwhelming. Read 3 examples for escaping the fear caused by a once-in-a-lifetime crisis.
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