#MlnarikLaw, Author at Mlnarik Law Group - Page 2 of 2

What to Do If You See Your Shadow in the Form of an Identity Thief

February 1, 2022

Groundhog Day AGAIN?  Why, it seems like the last one was just yesterday … Of course, I’m referring to the classic Bill Murray romantic comedy “Groundhog Day.”  Bill plays a TV weatherman reporter covering the groundhog Punxsutawney Phil’s annual moment in the sun (or the shade).  The “next” day, the hapless reporter discovers that every

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Celebrating the Lunar New Year

January 31, 2022

I love celebrating Lunar New Year as a child. There is no other holiday I know of that allows a child to make a whopping $200 in a matter of hours (well… depending on how hard one works).  By “working,” I mean staking out the married relatives, then slowly moving toward them without being too obvious;

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Can My HOA Come For Debt After A Foreclosure?

January 24, 2022

Have you ever wondered about how homeowners associations processes foreclosures? A homeowners association (HOA) is a private self-governing organizations formed in communities where homeowners collectively pay fees to maintain the unit/s or neighborhood. Typically run by an elected board of directors, HOAs are often formed either for a building with multiple owner-occupancies or by a

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Home for the Holidays: 5 Tips on How to Save Money this Christmas

December 20, 2021

This holiday season do yourself a favor and focus on what matters most. Time with family far away from the crowds at Costco are what I enjoy. Sure you can buy your Christmas cookies but why not spend time with the kids baking them instead! Tip #1: Cook for Yourself Eating out is expensive and

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New Year Resolutions: Dive In & Be Part of the Solution

December 14, 2021

Celebrating the end of one year and the beginning of the next is a blast! I enjoy celebrating everything that has been accomplished and look forward to what lies ahead. This year, the top 10 New Year’s resolutions look to be the same as in previous years and I cannot help but ponder a hypothesis.

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Playing the Credit Card Game? Cash Out!

November 17, 2021

Credit cards, debit cards and payday loans are all things we avoid, but many people are caught in a cycle that they just cannot escape. Frontline’s “The Card Game” aired on PBS and is an eye-opening look into how the market continues to capitalize on people least able to afford it. The Federal Reserve Bank

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Giving Thanks

November 15, 2021

Giving thanks may become more difficult than it has been in recent years for many Americans. Insight into the buzz word “Hyperinflation” is at an all-time high I am reminded of something my economics professor would repeat in class again and again, “Inflation is taxation”.  As the government money begins to run out, the problems

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5 Practical Reasons to Get a Prenuptial Agreement

October 22, 2021

A prenuptial agreement is a written contract created by two people before they are married. At Mlnarik Law Group, we wanted to take this opportunity to explain five practical reasons to get a prenuptial agreement. 1) Limit Personal Liability from a Spouse’s Business Just about any business activity entails a certain amount of liability. That

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Financial Crisis & Bankruptcy: Don’t Fear “Fear” Itself

October 20, 2021

The fear of bankruptcy and financial crisis can be overwhelming. Read 3 examples for escaping the fear caused by a once-in-a-lifetime crisis.

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